54 pages • 1 hour read
Nathaniel RichA modern alternative to SparkNotes and CliffsNotes, SuperSummary offers high-quality Study Guides with detailed chapter summaries and analysis of major themes, characters, and more.
Summary
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Chapter Summaries & Analyses
Character Analysis
Themes
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Important Quotes
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Content Warning: This section references existential dread, disaster and its aftermath, and emotional and psychological distress.
Mitchell Zukor is the protagonist of the novel. Mitchell is described as having an “Ozark accent” and “flat russet hair that lay on his head like straw” (4). His demeanor is “brooding” and “eccentric” with a “depressive humor.” Though the first chapter frames him as prophet-like, it soon becomes clear that this is media sensationalism. In reality, he is a very anxious man and very different than his peers in The Business of Fear. Mitchell is not driven by the acquisition of wealth or power but by his own fear of the unknown: He creates The Illusion of Control by using his intelligence and logic to compute the probability of various disasters.
Initially, Mitchell uses his extensive understanding of statistics and mathematics to work at Fitzsimmons Sherman, a large company in New York City, but he grows disillusioned when he learns of his own insignificance to the business. He takes a job at FutureWorld, where he is valued for his ability to anticipate and research disasters, but slowly comes to realize that FutureWorld is also a heartless corporation. Indeed, Mitchell seems to be the only character who truly believes in the fear that FutureWorld is selling. Mitchell’s paranoia and obsession with disasters inhibit his ability to socialize, and he is a very isolated person. Elsa and Jane are the only two characters who form connections with Mitchell.
When Mitchell is faced with a true disaster, he gains agency and his actions begin to drive the plot. Mitchell’s research helps him navigate the flood and chaos of the storm; he saves his and Jane’s lives, as well as the lives of those who followed the advice he provided while at FutureWorld. In the chaotic aftermath of the storm, Mitchell must consider in earnest how he will rebuild his life, providing him with the opportunity to start over. He ultimately decides to homestead the Flatlands instead of returning to the world of business, exercising control over his own future, environment, and fears. Because he cannot control the future, he chooses to focus on living in the moment and becoming as self-sufficient as he can, so as to better cope with and survive the unexpected.
Jane is Mitchell’s coworker at FutureWorld. She is a plain-looking woman, but Mitchell is struck by the intimate way she looks at him. She has a philosophy degree from Princeton but is self-conscious about her “pedigree,” which impels her to use coarse language and strive to prove herself. Jane is intelligent and eager for success, and under Mitchell’s mentorship, she becomes skilled at selling fear to clients. However, she never truly believes that a disaster is imminent until Hurricane Tammy hits, at which point she finds that her sales tactics are no help during a real catastrophe.
Mitchell cannot persuade Jane to leave New York City during the hurricane and feels guilt about this throughout the second half of the novel. Jane and Mitchell instead wait out the storm in Mitchell’s apartment and have sex during the climax of the disaster. When they escape in the Psycho Canoe, they have a conversation about what the sex meant, and they both agree it was an isolated instance. However, as they navigate the floods of New York and the chaos of refugee life, they remain intimate, hugging and sleeping in the same bed. They also save one another’s lives—Mitchell with his canoe, and Jane by rescuing Mitchell from the burning cabin at Camp Ticonderoga. Their survival cements their friendship, and Jane and Mitchell continue to look out for each other throughout the novel.
After the storm, Jane is eager for New York to return to its original state. She capitalizes on the disaster, Mitchell’s research being more relevant than ever, and successfully establishes a new business called Future Days. Though she seems calmer and more flexible than Mitchell throughout much of the novel, she ultimately proves more attached to the existing societal order, with its comforts and illusions of stability.
Alec Charnoble is the founder of FutureWorld, who scouts Mitchell through an email. Alec appears eccentric and larger-than life, showering Mitchell with compliments and compensation. However, he shows no empathy toward Mitchell’s feelings and even places his life (and the lives of Jane and Ms. Tewilliger) in danger by requiring that they stay behind and work during the hurricane. Charnoble himself evacuates, revealing his self-interested nature.
Charnoble thus emerges as another coldhearted businessman like Sandy Sherman or Ned Nybuster. FutureWorld, based on a loophole in disaster insurance claims, exploited the fears of executives worried that insurance claims following natural disasters would financially devastate them. It in turn is sued by Ms. Tewilliger for not doing what it could to protect her during Hurricane Tammy. Ironically, Charnoble becomes a victim of his own con because he did not sign his own insurance papers. The suit puts him out of business, creating space for Jane’s new company, Future Days.
Charnoble indirectly helps Mitchell learn what he values. Although Charnoble provides Mitchell with wealth and status, his prioritization of profit above all else fails to satisfy Mitchell’s emotional needs and ultimately jeopardizes his safety.
Nybuster is the general partner of the company Nybuster, Nybuster, and Green. He is Mitchell’s first client at FutureWorld, and Mitchell successfully pitches the possibility of numerous disasters to him. Self-interested at heart, Nybuster is uninterested until Mitchell claims that war could eventually lead to Nybuster’s own father being taken hostage. After this, Nybuster subscribes to the fear FutureWorld is selling and continually asks for information on how to avoid the unexpected—not for the benefit of his employees, but because he is wholly concerned with preserving his wealth and status.
When Jane and Mitchell are navigating the floods of Hurricane Tammy, they see Nybuster trapped in his luxury apartment. Nybuster is drunk on expensive liquor but has no fresh water. He insults Jane and Mitchell, making fun of their predictions and the Psycho Canoe. Mitchell asks why Nybuster did not evacuate, and Nybuster explains that his family escaped on the company helicopter but left him behind. Nybuster offers to trade them a bottle of expensive brandy for some water, and they refuse. The episode reveals the hollowness of Nybuster’s wealthy lifestyle: Despite having numerous luxuries at his fingertips, he lacks the necessities to survive a disaster scenario.