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The highly combustible polystyrene factory becomes quickly engulfed in flames. Shortly after Marjorie is apprehended, Ike arrives at the scene, followed by Carl, whom Ike hadn’t informed about the fire. Ruth arrives independently of Carl. When Marjorie sees her, she indicates that Phyllis, now a dybbuk, visited her in the form of Ruth and instructed her to destroy the factory to save it. It is later revealed that around the time of Ruth’s visit, Marjorie had taken several drugs to calm down, but this merely increased her delirium. Carl is inclined to believe Marjorie’s explanation, revealing that he has also been visited by Phyllis’s spirit, who instructed him to go to the factory to find the ransom money.
The detectives release Marjorie after they speak to the judge. Marjorie’s only cellmate at the station, a Black man who was apprehended after a police frisk, awaits his indictment. On the way home, Ruth tries to get Carl to talk about what they should do, but Carl is preoccupied with his vision of Phyllis.
Back at the estate, tents are being raised for Ari and Josh’s bar mitzvah. The participating families spend the morning preparing for the ceremony. Nathan finds it difficult to feel happy considering their financial situation. He finally tells Alyssa the truth. Alyssa is resolved to carry on with the bar mitzvah but is upset that Nathan decided to keep it a secret from her. Nathan finds his anxiety quelled now that everyone in his family understands the severity of their emergency. The last time he felt this calm was during Carl’s kidnapping.
The call that Jenny received when her mother found her in the brownstone was from a luxury rehabilitation facility called The Bluffs, which had committed Beamer after his collapse outside Mandy Patinkin’s residence. Beamer’s credit card had been denied after several weeks of payment. Noelle referred the facility to Jenny after working with the doctors to conduct Beamer’s treatment.
While undergoing treatment, Beamer experiences dissociative episodes and hallucinatory visions of his past. In his last vision, he sings with Carl after Carl finishes writing his memoir. When he wakes up from the vision, he sees Noelle looking through his phone. Noelle confronts Beamer about his secrets and informs him that she hadn’t made it in time for Liesl’s recital. Liesl was too distraught by the absence of her parents to perform. A remorseful Beamer explains that his secret life allows him to function normally for his family.
Sometime later, Beamer attempts to escape the facility, causing the orderlies to tackle him. This makes Beamer feel like he has been kidnapped, which also makes him happy. Beamer undergoes therapy with a man named Ed, who helps him outline his erotic triggers. Beamer develops a detoxification routine at the facility. He realizes that he has been trying to reenact his father’s kidnapping so that he could understand how he would have turned out if it hadn’t happened. Before he can reach any more breakthroughs, he is thrown out of the facility for failure to pay his fees. Jenny picks him up, using the last of her savings to pay for his outstanding dues. She checks him into a new, less expensive rehabilitation facility in Yellowton.
After he checks out of the Yellowton facility, Beamer and Jenny reconcile and go to the twins’ bar mitzvah together. Beamer recalls a Hebrew school lesson about the afterlife being a complete replay of one’s life, in which a person feels joy or shame for the decisions they made. At the Middle Rock estate, they greet Ruth, who reminds them that they are there for Nathan. Before the ceremony, Ruth reminisces about the day of Nathan’s bar mitzvah. The children correct her, indicating that neither of their parents attended Nathan’s bar mitzvah. Ruth is upset by this claim, while Alyssa is shocked that Nathan never told her about it.
Nathan is moved to tears during his sons’ bar mitzvah, standing among Alyssa’s family, the Semanskys. Alyssa gives a speech that affirms the individuality of her sons. Beamer and Jenny simultaneously realize that they are both defined and doomed by their family experience, just as the Semanskys are defined by theirs.
Carl leaves the bar mitzvah party unnoticed when he sees Phyllis at the entrance to the tent. He follows her outside, though she disappears. Contemplating his life, he is unable to remember a time before the kidnapping. He has struggled to maintain normalcy from the moment he was taken by the kidnappers. After he returned home, he experienced depression and anxiety. Although he knew that Ruth was trying to support him, he tried to hold back his feelings from her so that he could lead their family. He especially regrets his absence from Nathan's bar mitzvah: He experienced a panic attack that prevented him from attending, and Ruth had to look after him while Phyllis entertained the children.
The party guests notice that Carl is on the ground outside the tent. Carl wonders what they are so worried about since he feels fine. He separates from his body and ascends into the sky to follow his mother. He finds Phyllis and Zelig at a chamber that resembles his old family dining room. Zelig informs Carl that he is about to experience judgment, which he describes as “the ability to look at your life and find yourself justified” (419). He further compares it to forgiveness. Zelig starts telling the story of his life, revealing that he hadn’t been given the polystyrene formula by Chaim. Rather, he had stolen it, along with his passage out of Europe, while Chaim was still weak and dying. Zelig claims to have been forgiven through his judgment. Carl opens up about his guilt over Nathan’s bar mitzvah and justifies his reasons for failing to attend it. Zelig tells him that he is forgiven.
Carl weeps for all his shortcomings. He realizes that the only thing he should really feel sorry about is his failure to realize how much the kidnapping should have awakened him to the security of his life. Mandy Patinkin appears and forgives him. Carl wants to tell everyone that he and his body are one and the same, but Mandy says that everyone already knows. Mandy leads Carl through a door to leave Earth. Carl dies in the arms of Ike Besser, who has been hiding the bulk of the ransom money in his backyard.
The Fletchers bury Carl on the same day that Phyllis’s headstone is unveiled. Arthur visits Ruth, explaining that he has gone on sabbatical to make sense of his romantic feelings for her. Ruth claims that she never gave Arthur any reason to believe that she had feelings for him too, and then she informs him that Carl has died and that the factory has been destroyed. When she laments that their fortune is gone, Arthur reveals that Phyllis and Zelig buried secret stores of diamonds and Israel bonds in the greenhouse behind the estate.
Ruth is stunned by the revelation. She regrets that her children are never going to suffer, so she tells them the truth: that Zelig killed Chaim, a fact she learned from Phyllis. The children are shocked and unsure of what she is trying to say. Later that night, Ruth tells them about the diamonds and her plans to disburse and invest them to ensure their financial security. The narrator states that the Fletchers’ problems have been resolved without any growth on their part, which is typical for rich people.
Ruth and Marjorie sell the Middle Rock estate after Carl’s shiva. Ruth moves into the brownstone and settles into life as a widow with memberships to cultural establishments in New York. The factory is razed and redeveloped as a mall, allowing the Fletchers to pay off government fees without harming their fortune.
Nathan and Alyssa move their family to Livingston to live closer to the Semanskys. Nathan stops practicing as a lawyer and focuses on building secure investments. Beamer and Noelle make amends just as Noelle opens a new wellness business. Beamer reimagines the Santiago script as a feminist story. Marjorie and her partner, Alexis, accidentally join a cult and thrive. The fates of other supporting characters, from Max to Phyllis the psychic, are revealed, ending with Amy Finkelstein, who is trying to accept that her prodigious talent for cello will never be enough to land her a seat in the New York Philharmonic.
The narrator suggests that the Fletchers’ brief misfortunes will be talked about at class reunions and that the story will comfort the Fletchers’ envious peers by convincing them that the Fletchers missed the opportunity to become real people. The true Long Island compromise is the idea that regardless of the circumstances a person is born into, they are born into a system that “fucks [them] in the ass over and over” (437). The narrator acknowledges that this idea serves as insufficient consolation for the knowledge that people like the Fletchers are protected by their wealth while the rest of the world struggles on.
Jenny is the last person to leave the Middle Rock estate before its turnover. She is picked up by Brett, whom she asks to drive her through town one last time. The last house they pass is the one that Ike kidnapped Carl from. Jenny and Brett later begin a relationship in Cincinnati and have two children. The Fletcher estate is demolished and replaced by three new houses. The narrator is glad to never hear of the Fletchers again.
In this section, the narrative works toward its resolution by bringing together its disparate plot threads in a final, comprehensive moment of crisis. The factory has burned down, Carl is dead, and the Fletchers are on the verge of bankruptcy. Just as the characters inch toward the crucible that might finally force them to grow, Arthur returns as a deus ex machina to reinforce the power of Wealth as a Barrier to Personal Growth. He reveals that money can save the family after all. Thanks to Zelig’s long-ago foresight, the crisis is resolved without the characters needing to undergo any personal change. This explains the narrator’s assertion that the Fletchers’ story is a “terrible” one. It is deliberately constructed to frustrate the conventional expectation that crisis leads to growth and that protagonists overcome personal flaws. The Fletchers cannot grow because no genuine crisis will ever arrive for them. The legacy of wealth that their forebears amassed will always be there to rescue them from their mistakes and failures.
In the final chapter, the narrative perspective widens, representing the collective voice of Middle Rock. The narrator, rooted in the community that the Fletchers are finally leaving behind, is glad never hear from them again. The titular “Long Island compromise” is revealed: People like the Fletchers may possess extreme privilege, but as a result, they can never become fully developed adults and can never learn from their mistakes. This curse is presented as a consolation for the vast majority of people who will never have such wealth and will have to face uncertainty and struggle all their lives. The final chapter briefly glances through the fates of various supporting characters, with their struggles offering a contrast to the lives of the Fletcher children, whose way is paved for them by their wealth. This litany ends with Amy Finkelstein, whose life is a counterpoint to Jenny Fletcher’s. Despite her extraordinary talent with the cello, she lacks the privileged access and connections that would enable her to deploy that talent in the setting where it might benefit society. Middle Rock’s envy and contempt for the Fletchers are also evident in the revelation that Ike was the mastermind of the kidnapping all along. He maintained a façade of loyalty and love for Carl for decades, despite the fact that he disrupted not only Carl’s life but also his family’s.
The first chapter of Part 2 affords the reader a brief glimpse into Carl’s perspective, confirming that his life has been wholly defined by his kidnapping. Like Ruth, he struggles with Trauma and Familial Repression, as he lives in denial of his trauma and its continuing effect on him. This repression is implied to be a result of Phyllis’s influence on him. When he meets Zelig in the afterlife, he is given the opportunity to relive his life and be forgiven for his mistakes. In this way, he is the only member of the Fletcher family to have a chance at redemption, forgiving himself for failing to recognize the impact of the kidnapping on his life.