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In a journal entry, Belle reflects on how her dreams of a grand home have turned into reality with her house in Manhattan, despite having to share with Johnny.
Collis arranges two houses just blocks apart: One for Belle and himself with Johnny on a separate floor, and one for Belle’s family. The latter arrive and are awestruck as they take in their new home, staff and all. While Belle’s sisters seem cowed, Belle notices that Catherine moves with confidence, as if this life is familiar to her.
Belle settles into her noisy new life. During good weather, she and Collis ride through Central Park together in a closed carriage. In the winter, Belle and her family go ice skating, and Emma meets an admirer: Mr. Thies Warnken from Texas.
Belle loves her new life with house and staff. However, while the latter are discreet, the neighbors are beginning to notice Collis and her relationship. Belle and Johnny are invited over for tea by the Harcourts, and Mrs. Harcourt makes a comment about Collis’s visits at all times of day. Johnny brushes this off saying that Collis is a family friend and like a father to Belle, but he calls them “bosom intimates.” Back home, Belle confronts Johnny about his choice of words. He assures her that he won’t blow the cover, but Belle doesn’t trust him.
Catherine comes home one evening to find Belle playing the piano brought to New York from the boarding house. She is planning on visiting Johnny’s faro house to arm herself with information, as she wants to get rid of him. When Johnny comes to pick Belle up from Catherine’s, he is drunk. Catherine watches how Johnny acts around Belle and realizes he has fallen in love with her.
A pregnant Belle writes in her journal about how tired she is of living a lie. Johnny has been drinking more and behaving badly of late. Desperate to get rid of him for good, she arranges for him to visit his home and wife in Virginia. Belle also decides to tell Collis about the baby when he returns from a trip.
When Belle breaks the news to Collis, he is thrilled. She then tells her family, but Lizzie is bitter because both her sisters are moving on with their lives: Emma reveals that Thies has proposed. Belle is stung by the thought that her sister will be a proper wife. The sisters squabble, as Emma feels her sisters are not happy enough for her, Lizzie feels ashamed of still having to be supported by Belle, and Belle is resentful at what she is giving up for her family.
Collis sets off on a long, pre-planned journey at the end of August, and will only be back by November. Belle is determined to remind him of the happy world that awaits him upon his return.
Belle sees Johnny off at the train station. Once she is back home, she immediately changes all the locks and writes Johnny a letter telling him his services are no longer required; he will receive his final payment soon. Johnny writes back congratulating Belle on her clever plan, wishing her well, and asserting that he is all the richer for having known her.
The day Collis leaves, Belle goes to the station dressed as a housemaid to catch a glimpse of his wife. Elizabeth Huntington recognizes Belle and is visibly angry.
Belle vacates her house and moves in with Catherine for a while, telling everyone that Johnny has passed away. She begins to plan how she can secure her own and her unborn child’s future.
Emma gets married to Thies in the drawing room of Belle’s new house; Belle is not bitter anymore. She grows bigger as the pregnancy progresses, and Lizzie discusses the child with Belle. She cautions her sister against naming him after Collis, as it will be too public a claim and will rupture her relationship with Collis. Lizzie is also curious as to why Collis is not around more. She believes he is mollifying his wife and encourages Belle to secure her future somehow.
When Collis next visits, Belle notices his that there are moments when he seems ill at ease, and she recalls Lizzie’s warning. However, she reassures herself that he won’t abandon them, soothed when Collis produces a silver rattle that he has bought for the baby. Belle finally goes into labor on a Thursday morning in the middle of her breakfast.
Lizzie writes a letter to Emma, who now lives in Texas with Thies, updating her on all the news from back home. Belle has had her son and has named him Archer Milton.
Ten-year-old Clara Elizabeth Huntington walks down Fifth Avenue, Christmas shopping for her father with her mother and the maid. She spots a silver baby’s rattle in the snow, and when she sees a beautiful woman pushing a buggy nearby, she runs to return the rattle to her. The woman thanks Clara, and they wish each other Merry Christmas before Elizabeth spots them and pulls Clara away. Later that night, Clara overhears the maids discussing the woman, and one of them calls her the “mistress.”
Belle writes in her journal, reflecting on the hard life she once led. She was reminded of it when she visited Johnny’s faro parlor a couple of years ago, and she vows to never return to it again. She is now a “shadow wife,” but she will find a way around that for Archer’s sake.
Belle discusses her plans with Catherine and Lizzie, and they conclude that the only way to guarantee success is by owning land and property in the right location. She convinces Collis to front her funds to buy a vacant lot near Lexington and Sixty-Ninth, promising to pay it back eventually with interest. Belle loses the first couple of bids, but her fourth attempt succeeds. She begins to buy an increasing number of plots in prime locations, and her plan for independence seems to be going well until Elizabeth interferes and everything falls apart.
Emma writes to Lizzie, excited for their upcoming visit, but reflecting on how Belle will be sad to leave Archer behind with them when she returns to New York.
Shortly after Archer’s birth, Collis mentions that Elizabeth knows about the baby and is hurt. He suggests that Belle and Archer visit family in Texas, and asks Belle to return without Archer for a while.
While in Texas, Emma encourages Belle to go back and convince Collis to do right by his son. She also reveals that Thies’s ranch is having money troubles. Belle confronts Thies about his financial situation, and he admits they won’t last more than a year. He unconvincingly denies having married Emma in hopes that Belle would help out, but asserts that he loves Emma, come what may. Belle promises to see what she can do.
Belle writes to Collis claiming that Archer is sick and asking for tickets to bring him and her family back from Texas. She also mentions that the ranch is suffering and requests assistance. Collis immediately sends tickets and opens an emergency line of credit in his own name for the ranch.
Clara is delighted when her parents tell her they are taking her to Delmonico’s, the most popular and exclusive restaurant in town, for her 13th birthday. On the day of, however, Collis goes away on unexpected business and Elizabeth has a migraine, so Clara has to go with her governess, Miss Elly.
At the restaurant, Patrice Montgomery, Clara’s former friend who cut her off six months ago, is seated at the neighboring table with another girl and a boy Clara has a crush on. The girls notice her and loudly claim that Clara is not a real Huntington, as she is adopted.
Stunned and upset, Clara rushes to the washroom, where she runs into Belle. Belle tells an angry Clara that she is only here to enjoy dinner with own mother, and that she would have left immediately if Elizabeth had come along. Belle helps Clara freshen up and reassures her that no matter the circumstances of her birth, she will always be her parents’ daughter. Belle tells Clara she is clever and strong enough to face other people’s attempts to hurt her.
Later, Clara learns that she is the youngest daughter of Elizabeth’s sister, Clara Prentice. After Clara’s husband died, she couldn’t manage five children by herself, and the Huntingtons, who couldn’t have any biological children of their own, took the youngest child in.
With Collis’s help, Belle finally buys a house of her own. She moves in on the very first day and plans all the changes she will make to it, including to the wild and overgrown garden that comes with the house.
Catherine remembers her first meeting with Johnny. At that time, Catherine was so impoverished that she couldn’t find food, and her children were starving at home. Midway through the meeting, one of Johnny’s kitchen workers brought in a white china plate heaped with food, and Catherine ate the entire thing. By the end of the meeting, they had decided on the terms of Belle’s employment. Catherine tells herself it was all for the good in the long run, as Belle’s life has turned out well. However, Catherine still can’t bring herself to eat off a white china plate.
Belle finds that she gains easy access to the most exclusive and refined of places to purchase furniture and interiors for her house as long as she has money. However, some spaces are still denied to her, like balls and social clubs, with the invitations to these being largely controlled by the socialite Caroline Astor.
Belle convinces Collis to publicly accompany her to an estate auction to purchase art for her new house.
Sixteen-year-old Clara attends America’s first World’s Fair for the centennial celebrations held on July 4, 1876, where she runs into Belle again. Clara is initially standoffish but eventually softens, as Belle advises her to buy a bonsai tree for her room and tells her how to care for it. As they talk, Clara is astonished to discover that Belle isn’t in love with her father; rather, Belle admits they “hold each other in great mutual esteem” (170). Clara points out that her own mother loves Collis, and Belle admits Elizabeth is a good woman.
Belle journals about how she is losing her son again and curses Elizabeth for bringing it about.
Collis tells Belle that Elizabeth has threatened to leave him and take Clara with her if Collis doesn’t do anything about Belle. Collis cannot bear to be without her, but he cannot leave Elizabeth either, to whom he feels indebted. He asks Belle to send Archer back to Texas for a while, promising to take good financial care of every member of her family in return.
A heartbroken Belle sees Archer off at the station with her family, promising to visit soon. Catherine reminds Belle to “[t]ake what [she] can, when [she] can” (178), asserting that Belle has managed to save her entire family.
After Archer leaves, Belle refuses to speak to Collis for more than a fortnight, after which she puts forth her terms: If Archer is to be sent away, she won’t remain hidden anymore. She demands to be seen with him in public, even if discreetly, and Collis agrees.
Elizabeth and her adopted daughter, Clara, are the inverse of Belle and her son, Archer: Elizabeth enjoys the privileges of society owing to her status as Collis’s wife, and these privileges extend to their daughter; Belle has Collis’s heart and attention, but she is denied the social standing that comes with marriage, and her son can never be claimed by Collis as his own.
The book continues to explore Women’s Agency in a Patriarchal Society. Although the Yarringtons’ fortunes are much improved, the sisters especially still experience some dissatisfaction and tension between them. Lizzie, Emma, and Belle squabble because each of them longs for something that the other has or will not grant: Lizzie wants to step away from her dependence on Belle; Emma wants her sisters to be happy for her having found a husband; and Belle wants a husband in more than just name. All three women’s dissatisfactions are tied to something only a man can ultimately grant, emphasizing that there is a limit to the independence and power women can enjoy during this time. This limited agency is further underlined by a character like Elizabeth: Although wealthy and well-respected, she is still not happy, as both she and all of New York society know about her husband’s affair. Thus, she and Belle tussle back and forth, exerting what little power that have in the narrow avenues they can: Elizabeth has Archer sent away, and Belle fights back to step out of the shadows and take her place beside Collis in society. The highest power ultimately rests in a man’s hands, and women are afforded so little agency that they turn upon each other to gain it.
As the novel’s women struggle to gain control of their own lives within a patriarchal power structure, they must confront The Tension Between Societal Expectation and Personal Ambition. These conflicting forces greatly influence Belle’s slow rise. Collis is at war with himself, especially after Archer’s birth, and there are moments in which he seems uneasy with Belle. He feels conflicted because the rules and norms of society are at odds with his true desires: passion and excitement. Archer, as his biological child through an illicit affair, is a tangible manifestation of this conflict. His existence is proof that Collis has strayed. Belle and Elizabeth further represent the two sides of the conflict for Collis—Belle standing for the passion he craves, while the studiously correct Elizabeth stands for the oppressive weight of social expectation. Belle has little regard for social expectations, as she comes from a background where survival is more urgent. This is what drives her personal desires and ambition, and she does whatever she can to secure her own and her son’s futures. Thus, she uses Collis’s affection for her to further her plans of buying property and building an empire. Collis’s conflict between societal expectations and personal ambition and Belle’s unabashed prioritization of the latter are what ultimately lead to Belle’s legacy.
The Yarringtons’ lives in New York are drastically different from their previous lives, and these contrasting experiences help bring out the dynamics at play in New York high society. Unlike her daughters (save Belle), Catherine is immediately at home in this world, signaling that she came from such beginnings herself. Catherine’s life is an example of how social mobility, and its dependence on wealth and beauty, goes both ways: Her loss of fortune after marrying for love led to the decline in her social status and standing, despite her wealthy background. On the other hand, even as Belle rises in the world, the limitations on her social mobility despite her wealth and beauty also become apparent. Although she has access to all the high fashion and culture money can buy, there are still places she can’t enter, like balls and social clubs. Thus, one sees that not only can social mobility go both ways, depending on one’s fortune, but there are also limits to The Influence of Beauty and Wealth on Social Mobility.
These chapters see some recurring motifs, like gardens and greenery. When Belle acquires a new house, she is determined to do up not only the house itself but also the rundown garden attached to it, a reminder of her roots. Here, the symbolism interacts with another important symbol: houses and art. Belle’s desire and ability to beautify both the New York mansions and the attached garden spaces displays how she is able to straddle different worlds and excel in them all.